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Five questions to ask before flying during a health crisis

Ebola is back in the headlines. Panic-cancelling a business trip is not the answer; but neither is flying in without asking the right questions first.


Johannesburg – When a health crisis makes the news, the first instinct is either to cancel everything or to carry on as normal. Neither serve you very well.  Instead, start with five questions, asked before departure, not after something goes wrong.

1.Will my travel insurance actually cover this trip?

As Herman Heunes, GM of Corporate Traveller South Africa, explains, travel advisories can impact your trip cover.

“If you travel to a destination against official government ‘Do Not Travel’ warnings, insurers typically void your coverage for trip cancellations and medical emergencies related to the advisory,” says Hunes.

The timing matters too. Many insurers look at when the advisory was issued relative to when you bought your policy. If a severe advisory is issued before you booked your trip or purchased insurance, coverage is usually nullified.

“The advisory level at the time of departure determines a lot,” says Heunes. “Travellers who fly to a destination under an active advisory without checking their policy first can find themselves personally liable for medical, evacuation and repatriation costs that run into the hundreds of thousands.”

It’s an easy fix. Call your insurer or ask your travel management company (TMC) to confirm your specific cover before you book. Not after. And while you’re at it, also confirm whether your destination has any health entry requirements – including vaccinations or screening on arrival – and how your organisation will cover those costs.

2.Does my company actually know where I am?

A travel request form is not a tracking system. In a fast-moving health crisis, the difference between a company that knows you’re in a specific hotel in a specific city on a specific day and one that has you logged as “travelling in the DRC” is significant – and that gap can mean the difference between a swift evacuation and a delayed one.

Larger travel programmes have risk platforms that do this automatically. Many small to medium programmes don’t. If yours falls into the second category, ask your TMC what visibility they have (centralised booking systems and up-to-date traveller profiles make a big difference) – and what needs to happen before you fly.

Importantly, says Heunes, ask your team to register your trip with DIRCO. South Africa’s official travel registration system ensures the government knows you’re in a country if a coordinated evacuation needs to take place. It takes five minutes and costs nothing.

3.What is the health picture in the city I’m visiting?

Country-level warnings are a starting point, not the full story. An outbreak in a border province carries a different risk to one in a capital city with functioning health infrastructure, and a blanket advisory can make a safe trip look dangerous – and vice versa.

Your TMC should be able to provide destination-specific intelligence in addition to the government advisory. That’s where a global network makes a tangible difference.

“Partnering with a TMC that has a global footprint means you can access current, on-the-ground information and local support whenever you need it,” says Heunes. “Networks are a powerful advantage when it comes to duty of care.”

4.If the situation escalates and borders close mid-trip, what is the protocol?

Not “we’ll handle it” – the specific protocol. Who initiates the evacuation process in your organisation? Does your travel agent or TMC have a 24/7 emergency support line? Do you even have the number to call?

“The companies that manage crises well have done the thinking before the crisis, not during it,” says Heunes. “For smaller travel programmes, this is where a good TMC earns its keep – having those protocols already in place, already tested, so the traveller isn’t piecing it together from a hotel room.”

If your programme doesn’t have a documented escalation process, ask your TMC to walk you through what would actually happen, step by step. The answer will tell you a lot.

5.Can I leave early if I feel unsafe … and who covers the cost?

Fare flexibility is rarely top of mind when booking, but it becomes critical fast when a situation deteriorates. Many corporate fares, particularly at the economy end where SME travel budgets live, carry change fees or restrictions that make early departure expensive.

It’s also worth clarifying upfront who has the authority to make the call – whether the decision to abort a trip rests with you, your line manager, or someone further up the chain. In a crisis that moves fast, that ambiguity costs time.

Before you fly, confirm whether your ticket allows for early return, whether your company will cover the cost difference, and whether your insurance includes trip curtailment. If the answer to all three is yes, you can travel with genuine confidence. If not, at least you know what you’re walking into.

“Business travel is how small and medium businesses compete,” says Heunes. “It’s how you close deals, build relationships and show up in markets where presence still matters. The goal is never to stop travelling; it’s to travel in a way that’s informed, protected and sustainable. Ask the right questions before you fly, and you can do exactly that.”

-ENDS

MEDIA CONTACT

For more information about Corporate Traveller, or to interview Corporate Traveller South Africa GM Herman Heunes, call Sonnette Fourie on 081 072 2869 or email sonnette@bigambitions.co.za.    

About Corporate Traveller

Corporate Traveller is a division of the Flight Centre Travel Group, dedicated to saving businesses across Southern Africa time and money. Corporate Traveller has the benefit of being part of the world’s third-largest travel retailer, leveraging its global negotiating strength. It has access to over 50 of the world’s leading airlines and deals with more than 100 000 hotels around the world to guarantee savings for clients. Corporate Traveller provides clear, consolidated reporting of all its clients’ travel activities, helping them to control travel spend and identify opportunities to save costs.

Issued by:

Big Ambitions

Sonnette Fourie

sonnette@bigambitions.co.za

+27 81 072 2869

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